EnrollSalud

Privacy Policy

Last updated: April 30, 2026

EnrollSalud is NOT the Health Insurance Marketplace™ website. We provide plan comparison for educational purposes only. For official enrollment, visit HealthCare.gov.

1. Information We Collect

1.1 Information You Provide

When using EnrollSalud, you may provide us with:

Data TypePurposeRequired?
ZIP code & countyPlan availabilityYes
Household size, ages, relationshipsHousehold composition for quotesYes
Annual incomeSubsidy estimation (APTC)Yes
GenderPremium calculationYes
Tobacco use, pregnancy statusPremium calculation & eligibilityYes
Contact info (name, phone, email)Connect with licensed agentYes (to receive quotes)
Language preferenceUI personalizationAuto-detected

1.2 Information Collected Automatically

We automatically collect device type, browser, operating system, IP address and approximate location, pages visited and features used, and cookies for platform functionality and analytics.

1.3 Agent Account Information

When a licensed insurance agent registers for a paid subscription, EnrollSalud collects additional account information beyond what is described in Sections 1.1 and 1.2:

Data TypePurposeRequired?
Full name and email addressAccount identification, login, support communicationYes
Mobile phone numberWhatsApp notifications about account activity (new contacts, plan limits, billing)Yes
National Producer Number (NPN)Verification of licensure statusYes
State(s) of licenseRegional plan availability and routingYes
Profile photo (optional)Display on the agent's public quote pageNo
Stripe customer ID and payment method (last 4 digits, brand, expiration)Subscription billingYes
IP address and login timestampsSecurity monitoring and fraud preventionAuto

Payment card numbers and bank account details are NEVER stored by EnrollSalud. All payment data is collected and stored by Stripe, Inc., our PCI-DSS-compliant payment processor. EnrollSalud only receives a tokenized customer ID and metadata about the payment method.

2. How We Use Your Information

We use the information we collect to:

Display relevant health insurance plans for your area
Calculate estimated premiums and subsidies
Power the AI Plan Advisor with your anonymized inputs
Connect you with licensed insurance agents upon your request
Improve the platform and user experience
Comply with applicable laws and regulations

3. Information Sharing

We do NOT sell your personal information. We may share information only in these limited circumstances:
Licensed Insurance Agents: Your name, phone, email, and quote preferences — only when you request to be connected with an agent.
CMS Marketplace API: Anonymized household data (age, income, ZIP, tobacco status) to retrieve plan quotes. No personal identifiers (name, phone, email) are sent to CMS.
Service Providers: Third-party vendors who assist with platform operations (hosting, analytics), subject to confidentiality agreements.
We do NOT sell your personal information to third parties.
We do NOT share your data with advertisers.
Legal Requirements: We may share data when required by law, regulation, or legal process.

4. Data Security

We implement industry-standard security measures to protect your information:

Encryption in transit (TLS/SSL) and at rest
Secure hosting on Vercel and Supabase infrastructure
Role-based access controls and authentication
Regular security assessments and monitoring

5. AI Plan Advisor Data Usage

The AI Plan Advisor processes your inputs (zip code, household size, income, age) to generate personalized plan explanations. These inputs are processed in real-time and are NOT stored permanently. No personally identifiable information is sent to the AI model. Only anonymized, aggregated data is used to improve the AI service.

6. Cookies

EnrollSalud uses essential cookies for platform functionality. We may also use analytics cookies to understand how users interact with the Service. You can manage cookie preferences through your browser settings.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes described in this policy, or as required by law.

Consent records: Retained for a minimum of 10 years per CMS requirements (45 CFR 155.220(c)(3)(i)(E)).
Contact information: Retained for the duration of the applicable enrollment period plus 3 years, unless you request earlier deletion.
AI query logs: Anonymized after 90 days; fully deleted after 1 year.

You may request deletion of your data at any time by contacting us (see Your Rights below).

8. Your Rights

You have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your information
Opt out of non-essential communications
Withdraw consent for data processing at any time

To exercise these rights, contact us at info@enrollsalud.com.

9. Children's Privacy

EnrollSalud is not directed at children under 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.

10. HIPAA Disclaimer

EnrollSalud collects demographic information (age, income, household composition, ZIP code, tobacco use, pregnancy status) solely for the purpose of generating health insurance quotes. This information is NOT Protected Health Information (PHI) under HIPAA as defined by 45 CFR 160.103, as EnrollSalud does not provide healthcare services, health plans, or healthcare clearinghouse functions. Your data is stored securely and is only shared with your assigned licensed insurance agent to facilitate enrollment. We do not sell your data to third parties.

11. Subprocessors

EnrollSalud relies on the following third-party service providers ("Subprocessors") to operate the platform. Each Subprocessor is contractually bound by confidentiality and data-protection obligations. The list below is current as of the "Last Updated" date and may change with at least thirty (30) days' notice posted to this page.

SubprocessorPurposeData CategoriesLocation
Vercel, Inc.Application hosting, CDN, edge functionsAll data in transitUnited States
Supabase, Inc.Database, authentication, file storageAccount data, lead data, consent recordsUnited States
Stripe, Inc.Payment processing, billing portalAgent name, email, payment methodUnited States
Resend, Inc.Transactional email deliveryAgent email, message contentUnited States
Twilio, Inc.WhatsApp notifications to agentsAgent phone number, message contentUnited States
Anthropic, PBCAI Plan Advisor (Claude API)Anonymized cotizador inputs (no PII)United States
Centers for Medicare & Medicaid Services (CMS)Real-time plan availability and pricingAnonymized household data (no PII)United States (Federal)
HealthSherpa, Inc.Optional deep-link enrollment for licensed agentsAgent NPN, lead consent recordUnited States

EnrollSalud does NOT transfer agent or consumer personal data outside of the United States. EnrollSalud does NOT sell, rent, or share data with advertising networks, data brokers, marketing partners, or any third party not listed above.

12. Agents' Capture of Consumer Data

12.1 Agent's Role

When a consumer cotizes through an agent's personalized link (e.g., enrollsalud.com/q/[agent-slug]), the agent becomes the primary recipient of the consumer's contact information and quote data. EnrollSalud acts as a service provider that hosts the platform and routes data on behalf of the agent.

12.2 Agent's Independent Communications

Once a consumer's contact data is captured, the agent may use the agent's own channels (personal WhatsApp, SMS, phone, email) to follow up with the consumer outside of the EnrollSalud platform. Communications sent through the agent's own channels are NOT processed, monitored, retained, or stored by EnrollSalud, and are governed by the agent's own privacy practices and applicable law.

12.3 Consumer Rights Toward the Agent

Consumers seeking to exercise data rights (access, deletion, correction, opt-out) regarding communications received from an agent should contact the agent directly. EnrollSalud will assist consumers in identifying the agent of record upon request, but cannot delete data held by the agent outside the platform.

12.4 Consumer Rights Toward EnrollSalud

Consumers may exercise data rights regarding data stored by EnrollSalud (cotizador inputs, consent records, lead history within the platform) at any time by contacting info@enrollsalud.com. See Section 8 of this Policy.

13. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The updated policy will be posted on this page with the revised date. We encourage you to review this page regularly.

14. Contact Information

If you have questions about this Privacy Policy or wish to exercise your data rights, contact us:

Entity: FPI Enterprises, Inc.
Location: Ave María, FL